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Your Full Service Brokerage

If you’re searching the mortgage market for a home purchase loan or to make your current home more affordable through refinance or debt consolidation; Freealty can help you reach your financial goals. We offer a full range of low rate mortgage products for the conforming and non-conforming borrower. At Freealty, we are dedicated to customer service and satisfaction with a focus on your individual needs. One of our primary sources of business is from referrals, generated by previous customers referring their family, friends and co-workers. We consider this to be the ultimate compliment and appreciate the confidence you’ve placed in us. *We guarantee the best loan terms and will beat any written quote! If we can’t beat them you’ll get a $100 Amazon Gift Card

Conventional, Jumbo, FHA, VA
We have them ALL

Conventional Loans (Up to $1,397,400 in some areas)

Jumbo Loans

(Up to $10,000,000) FHA Loans As little as 3.5% down payment

FHA Streamline Refinance

No Appraisal or Income Verification

Private
Money

Hard money
lenders for unique scenarios

Construction Loans

Lowest
Monthly Payments Possible

Interest Only Loans

Lowest Monthly Payments Possible

Government Loans

Designed for teachers, police, fire, and state workers

Specialty
Loans

40yr, Mobile Home, Reverse Mortgage, Adj. Rate & More!

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Free Analysis Get Started Today!

Refinance: Provide us with a copy of your most recent mortgage statement and we’ll show you how to save money. In the process already? Show us your written loan estimate “LE” and we’ll beat it.

Purchase: We can qualify you in just a few minutes and provide your Loan Qualification Letter immediately! Need something stronger than a pre-qualification letter? Show sellers you’re serious and get your full Loan Approval Letter for FREE (when qualified / approved).

APPLY NOW

Loan Programs

Traditional Solutions:
  • A polygon with a check mark inside graphic Conventional down to 620
  • A polygon with a check mark inside graphic FICO FHA down to 500 FICO/No Fico Score Option Available
  • A polygon with a check mark inside graphic VS down to 500 FICO/No Fico Score Option Avialable
  • A polygon with a check mark inside graphic USDA down to 560 FICO FNMA Home Ready
  • A polygon with a check mark inside graphic Lender Paid Mortgage Insure Options DU Redi Plus/HARP unlimited LTV
  • A polygon with a check mark inside graphic FHLMC Relief Open Access/HARP unlimited LTV
  • A polygon with a check mark inside graphic FHA + VA Streamline Refinancing
Jumbo Solutions
  • A polygon with a check mark inside graphic 10% down to $975,000 Loan Amount 15%
  • A polygon with a check mark inside graphic downt o $1.5M Loan Amount-No PMI
  • A polygon with a check mark inside graphic VA Jumbo up to $1.5M Loan Amount /Depending on County
  • A polygon with a check mark inside graphic Fixed & ARM Options Interest Only Options Loan Amounts up to $10M
Senior Solutions:
  • A polygon with a check mark inside graphic Reverse Mortgage Loan
Builder/Renovation Solutions:
  • A polygon with a check mark inside graphic FHA Streamline 203k Rehab FHA Standard 203k Rehab
  • A polygon with a check mark inside graphic FNMA Homestyle Rehab
Manufactured Home Solutions:
  • A polygon with a check mark inside graphic Conventional 5% Down FHA 30 Year Fixed Zero Down VA Loan
  • 2nd Lien Solutions:
    • A polygon with a check mark inside graphic 1st & 2nd Mortgage Piggback to eliminate PMI
    • A polygon with a check mark inside graphic Alternative Solution to Jumbo Financing
    • Niche Solutions:
      • A polygon with a check mark inside graphic 1% Down Payment Conventional Loan 15% down on Investment Properties
      • A polygon with a check mark inside graphic Foreign Nationals Portfolio Non-Warrantable Condos
      • A polygon with a check mark inside graphic 100% Gift Funds Allowed Properties on Acreage
      • A polygon with a check mark inside graphic Unlimited Financed Properties Non-Occupant Co-Signers Allowed
      • A polygon with a check mark inside graphic Property Flips Less Than 90 days Owned Private money /Hard Money
      • A polygon with a check mark inside graphic 4 or more finance property cash out solutions
      • A polygon with a check mark inside graphic Alternative income /Bank Statements can Used For Income
      • A polygon with a check mark inside graphic True VOE only program available without 4506-T NO Income Verified Assests
      • A polygon with a check mark inside graphic Stated Income for W-2 & Self-Employed Borrowers
      • A polygon with a check mark inside graphic No Seasoning on Chapter 13, Shortsale, Foreclosure on Non-QM programs

Guidelines